(network insurance :probability )

(var GoodStudent (True False ))

(var Age (Adolescent Adult Senior ) )

(var SocioEcon (Prole Middle UpperMiddle Wealthy ) )

(var RiskAversion (Psychopath Adventurous Normal Cautious ) )

(var VehicleYear (Current Older ) )

(var ThisCarDam (None Mild Moderate Severe ) )

(var RuggedAuto (EggShell Football Tank ) )

(var Accident (None Mild Moderate Severe ) )

(var MakeModel (SportsCar Economy FamilySedan Luxury SuperLuxury ) )

(var DrivQuality (Poor Normal Excellent ) )

(var Mileage (FiveThou TwentyThou FiftyThou Domino ) )

(var Antilock (True False ) )

(var DrivingSkill (SubStandard Normal Expert ) )

(var SeniorTrain (True False ) )

(var ThisCarCost (Thousand TenThou HundredThou Million ) )

(var Theft (True False ) )

(var CarValue (FiveThou TenThou TwentyThou FiftyThou Million) )

(var HomeBase (Secure City Suburb Rural ) )

(var AntiTheft (True False ) )

(var PropCost (Thousand TenThou HundredThou Million ) )

(var OtherCarCost (Thousand TenThou HundredThou Million ) )

(var OtherCar (True False ) )

(var MedCost (Thousand TenThou HundredThou Million ) )

(var Cushioning (Poor Fair Good Excellent ) )

(var Airbag (True False ) )

(var ILiCost (Thousand TenThou HundredThou Million ) )

(var DrivHist (Zero One Many ) )

(parents Age () ( 0.2 0.6 0.2 ))


(parents GoodStudent ( SocioEcon Age )
(
  ((  Prole  Adolescent)	 0.1 0.9 )   	
  ((  Prole  Adult)	   0 1 )   	
  ((  Prole  Senior)	   0 1 )  	
  ((  Middle  Adolescent)	  0.2 0.8 )   	
  ((  Middle  Adult)	   0 1 )   	
  ((  Middle  Senior)	   0 1 )  	
  ((  UpperMiddle  Adolescent)	  0.5 0.5 )   	
  ((  UpperMiddle  Adult)	   0 1 )   	
  ((  UpperMiddle  Senior)	   0 1 )  	
  ((  Wealthy  Adolescent)	  0.4 0.6 )   	
  ((  Wealthy  Adult)	   0 1 )   	
  ((  Wealthy  Senior)	   0 1 )	
))

(parents SocioEcon ( Age )
(
  ((  Adolescent) 0.4 0.4 0.19 0.01 )  	
  ((  Adult)	  0.4 0.4 0.19 0.01 )  	
  ((  Senior)	  0.5 0.2 0.29 0.01 )	
))

(parents RiskAversion ( Age SocioEcon )
(
    
  ((  Adolescent  Prole) 0.02 0.58 0.3 0.1 )   	
  ((  Adolescent  Middle)	   0.02 0.38 0.5 0.1 )   	
  ((  Adolescent  UpperMiddle)	   0.02 0.48 0.4 0.1 )   	
  ((  Adolescent  Wealthy)	   0.02 0.58 0.3 0.1 )  	
  ((  Adult  Prole)	  0.015 0.285 0.5 0.2 )   	
  ((  Adult  Middle)	   0.015 0.185 0.6 0.2 )   	
  ((  Adult  UpperMiddle)	   0.015 0.285 0.5 0.2 )   	
  ((  Adult  Wealthy)	   0.015 0.285 0.4 0.3 )  	
  ((  Senior  Prole)	  0.01 0.09 0.4 0.5 )   	
  ((  Senior  Middle)	   0.01 0.04 0.35 0.6 )   	
  ((  Senior  UpperMiddle)	   0.01 0.09 0.4 0.5 )   	
  ((  Senior  Wealthy)	   0.01 0.09 0.4 0.5 )	

))

(parents VehicleYear ( SocioEcon RiskAversion )
(
    
  ((  Prole  Psychopath) 0.15 0.85 )   	
  ((  Prole  Adventurous)	   0.15 0.85 )   	
  ((  Prole  Normal)	   0.15 0.85 )   	
  ((  Prole  Cautious)	   0.15 0.85 )  	
  ((  Middle  Psychopath)	  0.3 0.7 )   	
  ((  Middle  Adventurous)	   0.3 0.7 )   	
  ((  Middle  Normal)	   0.3 0.7 )   	
  ((  Middle  Cautious)	   0.3 0.7 )  	
  ((  UpperMiddle  Psychopath)	  0.8 0.2 )   	
  ((  UpperMiddle  Adventurous)	   0.8 0.2 )   	
  ((  UpperMiddle  Normal)	   0.8 0.2 )   	
  ((  UpperMiddle  Cautious)	   0.8 0.2 )  	
  ((  Wealthy  Psychopath)	  0.9 0.1 )   	
  ((  Wealthy  Adventurous)	   0.9 0.1 )   	
  ((  Wealthy  Normal)	   0.9 0.1 )   	
  ((  Wealthy  Cautious)	   0.9 0.1 )	

))

(parents ThisCarDam ( Accident RuggedAuto )
(
    
  ((  None  EggShell) 1 0 0 0 )   	
  ((  None  Football)	   1 0 0 0 )   	
  ((  None  Tank)	   1 0 0 0 )  	
  ((  Mild  EggShell)	  0.001 0.9 0.098 0.001 )   	
  ((  Mild  Football)	   0.2 0.75 0.049999 0.000001 )   	
  ((  Mild  Tank)	   0.7 0.29 0.009999 0.000001 )  	
  ((  Moderate  EggShell)	  0.000001 0.000999 0.7 0.299 )   	
  ((  Moderate  Football)	   0.001 0.099 0.8 0.1 )   	
  ((  Moderate  Tank)	   0.05 0.6 0.3 0.05 )  	
  ((  Severe  EggShell)	  0.000001 0.000009 0.00009 0.9999 )   	
  ((  Severe  Football)	   0.000001 0.000999 0.009 0.99 )   	
  ((  Severe  Tank)	   0.05 0.2 0.2 0.55 )	

))

(parents RuggedAuto ( MakeModel VehicleYear )
(
    
  ((  SportsCar  Current) 0.95 0.04 0.01 )   	
  ((  SportsCar  Older)	   0.95 0.04 0.01 )  	
  ((  Economy  Current)	  0.5 0.5 0 )   	
  ((  Economy  Older)	   0.9 0.1 0 )  	
  ((  FamilySedan  Current)	  0.2 0.6 0.2 )   	
  ((  FamilySedan  Older)	   0.05 0.55 0.4 )  	
  ((  Luxury  Current)	  0.1 0.6 0.3 )   	
  ((  Luxury  Older)	   0.1 0.6 0.3 )  	
  ((  SuperLuxury  Current)	  0.05 0.55 0.4 )   	
  ((  SuperLuxury  Older)	   0.05 0.55 0.4 )	

))

(parents Accident ( Antilock Mileage DrivQuality )
(
    
  ((  True  FiveThou  Poor) 0.7 0.2 0.07 0.03 )    	
  ((  True  FiveThou  Normal)	    0.99 0.007 0.002 0.001 )    	
  ((  True  FiveThou  Excellent)	    0.999 0.0007 0.0002 0.0001 )   	
  ((  True  TwentyThou  Poor)	   0.4 0.3 0.2 0.1 )    	
  ((  True  TwentyThou  Normal)	    0.98 0.01 0.005 0.005 )    	
  ((  True  TwentyThou  Excellent)	    0.995 0.003 0.001 0.001 )   	
  ((  True  FiftyThou  Poor)	   0.3 0.3 0.2 0.2 )    	
  ((  True  FiftyThou  Normal)	    0.97 0.02 0.007 0.003 )    	
  ((  True  FiftyThou  Excellent)	    0.99 0.007 0.002 0.001 )   	
  ((  True  Domino  Poor)	   0.2 0.2 0.3 0.3 )    	
  ((  True  Domino  Normal)	    0.95 0.03 0.01 0.01 )    	
  ((  True  Domino  Excellent)	    0.985 0.01 0.003 0.002 )  	
  ((  False  FiveThou  Poor)	  0.6 0.2 0.1 0.1 )    	
  ((  False  FiveThou  Normal)	    0.98 0.01 0.005 0.005 )    	
  ((  False  FiveThou  Excellent)	    0.995 0.003 0.001 0.001 )   	
  ((  False  TwentyThou  Poor)	   0.3 0.2 0.2 0.3 )    	
  ((  False  TwentyThou  Normal)	    0.96 0.02 0.015 0.005 )    	
  ((  False  TwentyThou  Excellent)	    0.99 0.007 0.002 0.001 )   	
  ((  False  FiftyThou  Poor)	   0.2 0.2 0.2 0.4 )    	
  ((  False  FiftyThou  Normal)	    0.95 0.03 0.015 0.005 )    	
  ((  False  FiftyThou  Excellent)	    0.98 0.01 0.005 0.005 )   	
  ((  False  Domino  Poor)	   0.1 0.1 0.3 0.5 )    	
  ((  False  Domino  Normal)	    0.94 0.03 0.02 0.01 )    	
  ((  False  Domino  Excellent)	    0.98 0.01 0.007 0.003 )	

))

(parents MakeModel ( SocioEcon RiskAversion )
(
    
  ((  Prole  Psychopath) 0.1 0.7 0.2 0 0 )   	
  ((  Prole  Adventurous)	   0.1 0.7 0.2 0 0 )   	
  ((  Prole  Normal)	   0.1 0.7 0.2 0 0 )   	
  ((  Prole  Cautious)	   0.1 0.7 0.2 0 0 )  	
  ((  Middle  Psychopath)	  0.15 0.2 0.65 0 0 )   	
  ((  Middle  Adventurous)	   0.15 0.2 0.65 0 0 )   	
  ((  Middle  Normal)	   0.15 0.2 0.65 0 0 )   	
  ((  Middle  Cautious)	   0.15 0.2 0.65 0 0 )  	
  ((  UpperMiddle  Psychopath)	  0.2 0.05 0.3 0.45 0 )   	
  ((  UpperMiddle  Adventurous)	   0.2 0.05 0.3 0.45 0 )   	
  ((  UpperMiddle  Normal)	   0.2 0.05 0.3 0.45 0 )   	
  ((  UpperMiddle  Cautious)	   0.2 0.05 0.3 0.45 0 )  	
  ((  Wealthy  Psychopath)	  0.3 0.01 0.09 0.4 0.2 )   	
  ((  Wealthy  Adventurous)	   0.3 0.01 0.09 0.4 0.2 )   	
  ((  Wealthy  Normal)	   0.3 0.01 0.09 0.4 0.2 )   	
  ((  Wealthy  Cautious)	   0.3 0.01 0.09 0.4 0.2 )	

))

(parents DrivQuality ( DrivingSkill RiskAversion )
(
    
  ((  SubStandard  Psychopath) 1 0 0 )   	
  ((  SubStandard  Adventurous)	   1 0 0 )   	
  ((  SubStandard  Normal)	   1 0 0 )   	
  ((  SubStandard  Cautious)	   1 0 0 )  	
  ((  Normal  Psychopath)	  0.5 0.2 0.3 )   	
  ((  Normal  Adventurous)	   0.3 0.4 0.3 )   	
  ((  Normal  Normal)	   0 1 0 )   	
  ((  Normal  Cautious)	   0 0.8 0.2 )  	
  ((  Expert  Psychopath)	  0.3 0.2 0.5 )   	
  ((  Expert  Adventurous)	   0.01 0.01 0.98 )   	
  ((  Expert  Normal)	   0 0 1 )   	
  ((  Expert  Cautious)	   0 0 1 )	

))

(parents Mileage () ( 0.1 0.4 0.4 0.1 ))

(parents Antilock ( MakeModel VehicleYear )
(
    
  ((  SportsCar  Current) 0.9 0.1 )   	
  ((  SportsCar  Older)	   0.1 0.9 )  	
  ((  Economy  Current)	  0.001 0.999 )   	
  ((  Economy  Older)	   0 1 )  	
  ((  FamilySedan  Current)	  0.4 0.6 )   	
  ((  FamilySedan  Older)	   0 1 )  	
  ((  Luxury  Current)	  0.99 0.01 )   	
  ((  Luxury  Older)	   0.3 0.7 )  	
  ((  SuperLuxury  Current)	  0.99 0.01 )   	
  ((  SuperLuxury  Older)	   0.15 0.85 )	

))

(parents DrivingSkill ( Age SeniorTrain )
(
    
  ((  Adolescent  True) 0.5 0.45 0.05 )   	
  ((  Adolescent  False)	   0.5 0.45 0.05 )  	
  ((  Adult  True)	  0.3 0.6 0.1 )   	
  ((  Adult  False)	   0.3 0.6 0.1 )  	
  ((  Senior  True)	  0.1 0.6 0.3 )   	
  ((  Senior  False)	   0.4 0.5 0.1 )	

))

(parents SeniorTrain ( Age RiskAversion )
(
    
  ((  Adolescent  Psychopath) 0 1 )   	
  ((  Adolescent  Adventurous)	   0 1 )   	
  ((  Adolescent  Normal)	   0 1 )   	
  ((  Adolescent  Cautious)	   0 1 )  	
  ((  Adult  Psychopath)	  0 1 )   	
  ((  Adult  Adventurous)	   0 1 )   	
  ((  Adult  Normal)	   0 1 )   	
  ((  Adult  Cautious)	   0 1 )  	
  ((  Senior  Psychopath)	  0.000001 0.999999 )   	
  ((  Senior  Adventurous)	   0.000001 0.999999 )   	
  ((  Senior  Normal)	   0.3 0.7 )   	
  ((  Senior  Cautious)	   0.9 0.1 )	

))

(parents ThisCarCost ( ThisCarDam CarValue Theft )
(
    
  ((  None  FiveThou  True) 0.2 0.8 0 0 )    	
  ((  None  FiveThou  False)	    1 0 0 0 )   	
  ((  None  TenThou  True)	   0.05 0.95 0 0 )    	
  ((  None  TenThou  False)	    1 0 0 0 )   	
  ((  None  TwentyThou  True)	   0.04 0.01 0.95 0 )    	
  ((  None  TwentyThou  False)	    1 0 0 0 )   	
  ((  None  FiftyThou  True)	   0.04 0.01 0.95 0 )    	
  ((  None  FiftyThou  False)	    1 0 0 0 )   	
  ((  None  Million  True)	   0.04 0.01 0.2 0.75 )    	
  ((  None  Million  False)	    1 0 0 0 )  	
  ((  Mild  FiveThou  True)	  0.15 0.85 0 0 )    	
  ((  Mild  FiveThou  False)	    0.95 0.05 0 0 )   	
  ((  Mild  TenThou  True)	   0.03 0.97 0 0 )    	
  ((  Mild  TenThou  False)	    0.95 0.05 0 0 )   	
  ((  Mild  TwentyThou  True)	   0.03 0.02 0.95 0 )    	
  ((  Mild  TwentyThou  False)	    0.99 0.01 0 0 )   	
  ((  Mild  FiftyThou  True)	   0.03 0.02 0.95 0 )    	
  ((  Mild  FiftyThou  False)	    0.99 0.01 0 0 )   	
  ((  Mild  Million  True)	   0.02 0.03 0.25 0.7 )    	
  ((  Mild  Million  False)	    0.98 0.01 0.01 0 )  	
  ((  Moderate  FiveThou  True)	  0.05 0.95 0 0 )    	
  ((  Moderate  FiveThou  False)	    0.25 0.75 0 0 )   	
  ((  Moderate  TenThou  True)	   0.01 0.99 0 0 )    	
  ((  Moderate  TenThou  False)	    0.15 0.85 0 0 )   	
  ((  Moderate  TwentyThou  True)	   0.001 0.001 0.998 0 )    	
  ((  Moderate  TwentyThou  False)	    0.01 0.01 0.98 0 )   	
  ((  Moderate  FiftyThou  True)	   0.001 0.001 0.998 0 )    	
  ((  Moderate  FiftyThou  False)	    0.005 0.005 0.99 0 )   	
  ((  Moderate  Million  True)	   0.001 0.001 0.018 0.98 )    	
  ((  Moderate  Million  False)	    0.003 0.003 0.044 0.95 )  	
  ((  Severe  FiveThou  True)	  0.03 0.97 0 0 )    	
  ((  Severe  FiveThou  False)	    0.05 0.95 0 0 )   	
  ((  Severe  TenThou  True)	   0.000001 0.999999 0 0 )    	
  ((  Severe  TenThou  False)	    0.01 0.99 0 0 )   	
  ((  Severe  TwentyThou  True)	   0.000001 0.000001 0.999998 0 )    	
  ((  Severe  TwentyThou  False)	    0.005 0.005 0.99 0 )   	
  ((  Severe  FiftyThou  True)	   0.000001 0.000001 0.999998 0 )    	
  ((  Severe  FiftyThou  False)	    0.001 0.001 0.998 0 )   	
  ((  Severe  Million  True)	   0.000001 0.000001 0.009998 0.99 )    	
  ((  Severe  Million  False)	    0.000001 0.000001 0.029998 0.97 )	

))

(parents Theft ( AntiTheft HomeBase CarValue )
(
    
  ((  True  Secure  FiveThou) 0.000001 0.999999 )    	
  ((  True  Secure  TenThou)	    0.000002 0.999998 )    	
  ((  True  Secure  TwentyThou)	    0.000003 0.999997 )    	
  ((  True  Secure  FiftyThou)	    0.000002 0.999998 )    	
  ((  True  Secure  Million)	    0.000001 0.999999 )   	
  ((  True  City  FiveThou)	   0.0005 0.9995 )    	
  ((  True  City  TenThou)	    0.002 0.998 )    	
  ((  True  City  TwentyThou)	    0.005 0.995 )    	
  ((  True  City  FiftyThou)	    0.005 0.995 )    	
  ((  True  City  Million)	    0.000001 0.999999 )   	
  ((  True  Suburb  FiveThou)	   0.00001 0.99999 )    	
  ((  True  Suburb  TenThou)	    0.0001 0.9999 )    	
  ((  True  Suburb  TwentyThou)	    0.0003 0.9997 )    	
  ((  True  Suburb  FiftyThou)	    0.0003 0.9997 )    	
  ((  True  Suburb  Million)	    0.000001 0.999999 )   	
  ((  True  Rural  FiveThou)	   0.00001 0.99999 )    	
  ((  True  Rural  TenThou)	    0.00002 0.99998 )    	
  ((  True  Rural  TwentyThou)	    0.00005 0.99995 )    	
  ((  True  Rural  FiftyThou)	    0.00005 0.99995 )    	
  ((  True  Rural  Million)	    0.000001 0.999999 )  	
  ((  False  Secure  FiveThou)	  0.000001 0.999999 )    	
  ((  False  Secure  TenThou)	    0.000002 0.999998 )    	
  ((  False  Secure  TwentyThou)	    0.000003 0.999997 )    	
  ((  False  Secure  FiftyThou)	    0.000002 0.999998 )    	
  ((  False  Secure  Million)	    0.000001 0.999999 )   	
  ((  False  City  FiveThou)	   0.001 0.999 )    	
  ((  False  City  TenThou)	    0.005 0.995 )    	
  ((  False  City  TwentyThou)	    0.01 0.99 )    	
  ((  False  City  FiftyThou)	    0.01 0.99 )    	
  ((  False  City  Million)	    0.000001 0.999999 )   	
  ((  False  Suburb  FiveThou)	   0.00001 0.99999 )    	
  ((  False  Suburb  TenThou)	    0.0002 0.9998 )    	
  ((  False  Suburb  TwentyThou)	    0.0005 0.9995 )    	
  ((  False  Suburb  FiftyThou)	    0.0005 0.9995 )    	
  ((  False  Suburb  Million)	    0.000001 0.999999 )   	
  ((  False  Rural  FiveThou)	   0.00001 0.99999 )    	
  ((  False  Rural  TenThou)	    0.0001 0.9999 )    	
  ((  False  Rural  TwentyThou)	    0.0002 0.9998 )    	
  ((  False  Rural  FiftyThou)	    0.0002 0.9998 )    	
  ((  False  Rural  Million)	    0.000001 0.999999 )	

))

(parents CarValue ( MakeModel VehicleYear Mileage )
(
    
  ((  SportsCar  Current  FiveThou) 0 0.1 0.8 0.09 0.01 )    	
  ((  SportsCar  Current  TwentyThou)	    0 0.1 0.8 0.09 0.01 )    	
  ((  SportsCar  Current  FiftyThou)	    0 0.1 0.8 0.09 0.01 )    	
  ((  SportsCar  Current  Domino)	    0 0.1 0.8 0.09 0.01 )   	
  ((  SportsCar  Older  FiveThou)	   0.03 0.3 0.6 0.06 0.01 )    	
  ((  SportsCar  Older  TwentyThou)	    0.16 0.5 0.3 0.03 0.01 )    	
  ((  SportsCar  Older  FiftyThou)	    0.4 0.47 0.1 0.02 0.01 )    	
  ((  SportsCar  Older  Domino)	    0.9 0.06 0.02 0.01 0.01 )  	
  ((  Economy  Current  FiveThou)	  0.1 0.8 0.1 0 0 )    	
  ((  Economy  Current  TwentyThou)	    0.1 0.8 0.1 0 0 )    	
  ((  Economy  Current  FiftyThou)	    0.1 0.8 0.1 0 0 )    	
  ((  Economy  Current  Domino)	    0.1 0.8 0.1 0 0 )   	
  ((  Economy  Older  FiveThou)	   0.25 0.7 0.05 0 0 )    	
  ((  Economy  Older  TwentyThou)	    0.7 0.2999 0.0001 0 0 )    	
  ((  Economy  Older  FiftyThou)	    0.99 0.009999 0.000001 0 0 )    	
  ((  Economy  Older  Domino)	    0.999998 0.000001 0.000001 0 0 )  	
  ((  FamilySedan  Current  FiveThou)	  0 0.1 0.9 0 0 )    	
  ((  FamilySedan  Current  TwentyThou)	    0 0.1 0.9 0 0 )    	
  ((  FamilySedan  Current  FiftyThou)	    0 0.1 0.9 0 0 )    	
  ((  FamilySedan  Current  Domino)	    0 0.1 0.9 0 0 )   	
  ((  FamilySedan  Older  FiveThou)	   0.2 0.3 0.5 0 0 )    	
  ((  FamilySedan  Older  TwentyThou)	    0.5 0.3 0.2 0 0 )    	
  ((  FamilySedan  Older  FiftyThou)	    0.7 0.2 0.1 0 0 )    	
  ((  FamilySedan  Older  Domino)	    0.99 0.009999 0.000001 0 0 )  	
  ((  Luxury  Current  FiveThou)	  0 0 0 1 0 )    	
  ((  Luxury  Current  TwentyThou)	    0 0 0 1 0 )    	
  ((  Luxury  Current  FiftyThou)	    0 0 0 1 0 )    	
  ((  Luxury  Current  Domino)	    0 0 0 1 0 )   	
  ((  Luxury  Older  FiveThou)	   0.01 0.09 0.2 0.7 0 )    	
  ((  Luxury  Older  TwentyThou)	    0.05 0.15 0.3 0.5 0 )    	
  ((  Luxury  Older  FiftyThou)	    0.1 0.3 0.3 0.3 0 )    	
  ((  Luxury  Older  Domino)	    0.2 0.2 0.3 0.3 0 )  	
  ((  SuperLuxury  Current  FiveThou)	  0 0 0 0 1 )    	
  ((  SuperLuxury  Current  TwentyThou)	    0 0 0 0 1 )    	
  ((  SuperLuxury  Current  FiftyThou)	    0 0 0 0 1 )    	
  ((  SuperLuxury  Current  Domino)	    0 0 0 0 1 )   	
  ((  SuperLuxury  Older  FiveThou)	   0.000001 0.000001 0.000001 0.000001 0.999996 )    	
  ((  SuperLuxury  Older  TwentyThou)	    0.000001 0.000001 0.000001 0.000001 0.999996 )    	
  ((  SuperLuxury  Older  FiftyThou)	    0.000001 0.000001 0.000001 0.000001 0.999996 )    	
  ((  SuperLuxury  Older  Domino)	    0.000001 0.000001 0.000001 0.000001 0.999996 )	

))

(parents HomeBase ( RiskAversion SocioEcon )
(
    
  ((  Psychopath  Prole) 0.000001 0.8 0.049999 0.15 )   	
  ((  Psychopath  Middle)	   0.15 0.8 0.04 0.01 )   	
  ((  Psychopath  UpperMiddle)	   0.35 0.6 0.04 0.01 )   	
  ((  Psychopath  Wealthy)	   0.489999 0.5 0.000001 0.01 )  	
  ((  Adventurous  Prole)	  0.000001 0.8 0.05 0.149999 )   	
  ((  Adventurous  Middle)	   0.01 0.25 0.6 0.14 )   	
  ((  Adventurous  UpperMiddle)	   0.2 0.4 0.3 0.1 )   	
  ((  Adventurous  Wealthy)	   0.95 0.000001 0.000001 0.049998 )  	
  ((  Normal  Prole)	  0.000001 0.8 0.05 0.149999 )   	
  ((  Normal  Middle)	   0.299999 0.000001 0.6 0.1 )   	
  ((  Normal  UpperMiddle)	   0.5 0.000001 0.4 0.099999 )   	
  ((  Normal  Wealthy)	   0.85 0.000001 0.001 0.148999 )  	
  ((  Cautious  Prole)	  0.000001 0.8 0.05 0.149999 )   	
  ((  Cautious  Middle)	   0.95 0.000001 0.024445 0.025554 )   	
  ((  Cautious  UpperMiddle)	   0.999997 0.000001 0.000001 0.000001 )   	
  ((  Cautious  Wealthy)	   0.999997 0.000001 0.000001 0.000001 )	

))

(parents AntiTheft ( RiskAversion SocioEcon )
(
    
  ((  Psychopath  Prole) 0.000001 0.999999 )   	
  ((  Psychopath  Middle)	   0.000001 0.999999 )   	
  ((  Psychopath  UpperMiddle)	   0.05 0.95 )   	
  ((  Psychopath  Wealthy)	   0.5 0.5 )  	
  ((  Adventurous  Prole)	  0.000001 0.999999 )   	
  ((  Adventurous  Middle)	   0.000001 0.999999 )   	
  ((  Adventurous  UpperMiddle)	   0.2 0.8 )   	
  ((  Adventurous  Wealthy)	   0.5 0.5 )  	
  ((  Normal  Prole)	  0.1 0.9 )   	
  ((  Normal  Middle)	   0.3 0.7 )   	
  ((  Normal  UpperMiddle)	   0.9 0.1 )   	
  ((  Normal  Wealthy)	   0.8 0.2 )  	
  ((  Cautious  Prole)	  0.95 0.05 )   	
  ((  Cautious  Middle)	   0.999999 0.000001 )   	
  ((  Cautious  UpperMiddle)	   0.999999 0.000001 )   	
  ((  Cautious  Wealthy)	   0.999999 0.000001 )	

))

(parents PropCost ( OtherCarCost ThisCarCost )
(
    
  ((  Thousand  Thousand) 0.7 0.3 0 0 )   	
  ((  Thousand  TenThou)	   0 0.95 0.05 0 )   	
  ((  Thousand  HundredThou)	   0 0 0.98 0.02 )   	
  ((  Thousand  Million)	   0 0 0 1 )  	
  ((  TenThou  Thousand)	  0 0.95 0.05 0 )   	
  ((  TenThou  TenThou)	   0 0.6 0.4 0 )   	
  ((  TenThou  HundredThou)	   0 0 0.95 0.05 )   	
  ((  TenThou  Million)	   0 0 0 1 )  	
  ((  HundredThou  Thousand)	  0 0 0.98 0.02 )   	
  ((  HundredThou  TenThou)	   0 0 0.8 0.2 )   	
  ((  HundredThou  HundredThou)	   0 0 0.6 0.4 )   	
  ((  HundredThou  Million)	   0 0 0 1 )  	
  ((  Million  Thousand)	  0 0 0 1 )   	
  ((  Million  TenThou)	   0 0 0 1 )   	
  ((  Million  HundredThou)	   0 0 0 1 )   	
  ((  Million  Million)	   0 0 0 1 )	

))

(parents OtherCarCost ( Accident RuggedAuto )
(
    
  ((  None  EggShell) 1 0 0 0 )   	
  ((  None  Football)	   1 0 0 0 )   	
  ((  None  Tank)	   1 0 0 0 )  	
  ((  Mild  EggShell)	  0.99 0.005 0.00499 0.00001 )   	
  ((  Mild  Football)	   0.98 0.01 0.009985 0.00005 )   	
  ((  Mild  Tank)	   0.95 0.03 0.01998 0.00002 )  	
  ((  Moderate  EggShell)	  0.6 0.2 0.19998 0.00002 )   	
  ((  Moderate  Football)	   0.5 0.2 0.29997 0.00003 )   	
  ((  Moderate  Tank)	   0.4 0.3 0.29996 0.00004 )  	
  ((  Severe  EggShell)	  0.2 0.4 0.39996 0.00004 )   	
  ((  Severe  Football)	   0.1 0.5 0.39994 0.00006 )   	
  ((  Severe  Tank)	   0.005 0.55 0.4449 0.0001 )	

))

(parents OtherCar ( SocioEcon )
(
    
  ((  Prole) 0.5 0.5 )  	
  ((  Middle)	  0.8 0.2 )  	
  ((  UpperMiddle)	  0.9 0.1 )  	
  ((  Wealthy)	  0.95 0.05 )	

))

(parents MedCost ( Accident Age Cushioning )
(
    
  ((  None  Adolescent  Poor) 1 0 0 0 )    	
  ((  None  Adolescent  Fair)	    1 0 0 0 )    	
  ((  None  Adolescent  Good)	    1 0 0 0 )    	
  ((  None  Adolescent  Excellent)	    1 0 0 0 )   	
  ((  None  Adult  Poor)	   1 0 0 0 )    	
  ((  None  Adult  Fair)	    1 0 0 0 )    	
  ((  None  Adult  Good)	    1 0 0 0 )    	
  ((  None  Adult  Excellent)	    1 0 0 0 )   	
  ((  None  Senior  Poor)	   1 0 0 0 )    	
  ((  None  Senior  Fair)	    1 0 0 0 )    	
  ((  None  Senior  Good)	    1 0 0 0 )    	
  ((  None  Senior  Excellent)	    1 0 0 0 )  	
  ((  Mild  Adolescent  Poor)	  0.96 0.03 0.009 0.001 )    	
  ((  Mild  Adolescent  Fair)	    0.98 0.019 0.0009 0.0001 )    	
  ((  Mild  Adolescent  Good)	    0.99 0.0099 0.00009 0.00001 )    	
  ((  Mild  Adolescent  Excellent)	    0.999 0.00099 0.000009 0.000001 )   	
  ((  Mild  Adult  Poor)	   0.96 0.03 0.009 0.001 )    	
  ((  Mild  Adult  Fair)	    0.98 0.019 0.0009 0.0001 )    	
  ((  Mild  Adult  Good)	    0.99 0.0099 0.00009 0.00001 )    	
  ((  Mild  Adult  Excellent)	    0.999 0.00099 0.000009 0.000001 )   	
  ((  Mild  Senior  Poor)	   0.9 0.07 0.02 0.01 )    	
  ((  Mild  Senior  Fair)	    0.95 0.04 0.007 0.003 )    	
  ((  Mild  Senior  Good)	    0.97 0.025 0.003 0.002 )    	
  ((  Mild  Senior  Excellent)	    0.99 0.007 0.002 0.001 )  	
  ((  Moderate  Adolescent  Poor)	  0.5 0.2 0.2 0.1 )    	
  ((  Moderate  Adolescent  Fair)	    0.8 0.15 0.03 0.02 )    	
  ((  Moderate  Adolescent  Good)	    0.95 0.02 0.02 0.01 )    	
  ((  Moderate  Adolescent  Excellent)	    0.99 0.007 0.002 0.001 )   	
  ((  Moderate  Adult  Poor)	   0.5 0.2 0.2 0.1 )    	
  ((  Moderate  Adult  Fair)	    0.8 0.15 0.03 0.02 )    	
  ((  Moderate  Adult  Good)	    0.95 0.02 0.02 0.01 )    	
  ((  Moderate  Adult  Excellent)	    0.99 0.007 0.002 0.001 )   	
  ((  Moderate  Senior  Poor)	   0.3 0.3 0.2 0.2 )    	
  ((  Moderate  Senior  Fair)	    0.5 0.2 0.2 0.1 )    	
  ((  Moderate  Senior  Good)	    0.9 0.07 0.02 0.01 )    	
  ((  Moderate  Senior  Excellent)	    0.95 0.03 0.01 0.01 )  	
  ((  Severe  Adolescent  Poor)	  0.3 0.3 0.2 0.2 )    	
  ((  Severe  Adolescent  Fair)	    0.5 0.2 0.2 0.1 )    	
  ((  Severe  Adolescent  Good)	    0.9 0.07 0.02 0.01 )    	
  ((  Severe  Adolescent  Excellent)	    0.95 0.03 0.01 0.01 )   	
  ((  Severe  Adult  Poor)	   0.3 0.3 0.2 0.2 )    	
  ((  Severe  Adult  Fair)	    0.5 0.2 0.2 0.1 )    	
  ((  Severe  Adult  Good)	    0.9 0.07 0.02 0.01 )    	
  ((  Severe  Adult  Excellent)	    0.95 0.03 0.01 0.01 )   	
  ((  Severe  Senior  Poor)	   0.2 0.2 0.3 0.3 )    	
  ((  Severe  Senior  Fair)	    0.3 0.3 0.2 0.2 )    	
  ((  Severe  Senior  Good)	    0.6 0.3 0.07 0.03 )    	
  ((  Severe  Senior  Excellent)	    0.9 0.05 0.03 0.02 )	

))

(parents Cushioning ( RuggedAuto Airbag )
(
    
  ((  EggShell  True) 0.5 0.3 0.2 0 )   	
  ((  EggShell  False)	   0.7 0.3 0 0 )  	
  ((  Football  True)	  0 0.1 0.6 0.3 )   	
  ((  Football  False)	   0.1 0.6 0.3 0 )  	
  ((  Tank  True)	  0 0 0 1 )   	
  ((  Tank  False)	   0 0 0.7 0.3 )	

))

(parents Airbag ( MakeModel VehicleYear )
(
    
  ((  SportsCar  Current) 1 0 )   	
  ((  SportsCar  Older)	   0.1 0.9 )  	
  ((  Economy  Current)	  1 0 )   	
  ((  Economy  Older)	   0.05 0.95 )  	
  ((  FamilySedan  Current)	  1 0 )   	
  ((  FamilySedan  Older)	   0.2 0.8 )  	
  ((  Luxury  Current)	  1 0 )   	
  ((  Luxury  Older)	   0.6 0.4 )  	
  ((  SuperLuxury  Current)	  1 0 )   	
  ((  SuperLuxury  Older)	   0.1 0.9 )	

))

(parents ILiCost ( Accident )
(
    
  ((  None) 1 0 0 0 )  	
  ((  Mild)	  0.999 0.000998 0.000001 0.000001 )  	
  ((  Moderate)	  0.9 0.05 0.03 0.02 )  	
  ((  Severe)	  0.8 0.1 0.06 0.04 )	

))

(parents DrivHist ( DrivingSkill RiskAversion )
(
    
  ((  SubStandard  Psychopath) 0.001 0.004 0.995 )   	
  ((  SubStandard  Adventurous)	   0.002 0.008 0.99 )   	
  ((  SubStandard  Normal)	   0.03 0.15 0.82 )   	
  ((  SubStandard  Cautious)	   0.3 0.3 0.4 )  	
  ((  Normal  Psychopath)	  0.1 0.3 0.6 )   	
  ((  Normal  Adventurous)	   0.5 0.3 0.2 )   	
  ((  Normal  Normal)	   0.9 0.07 0.03 )   	
  ((  Normal  Cautious)	   0.95 0.04 0.01 )  	
  ((  Expert  Psychopath)	  0.3 0.3 0.4 )   	
  ((  Expert  Adventurous)	   0.6 0.3 0.1 )   	
  ((  Expert  Normal)	   0.99 0.009999 0.000001 )   	
  ((  Expert  Cautious)	   0.999998 0.000001 0.000001 )
))